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Building a RoadmapFor the Future

Tools for your Financial Journey

Helpful resource to speed you on your journey to achieve your financial goals.

Building a Roadmap for the Future

With a clear vision for your financial life you can create a plan with milestones to help you stay on track and motivated on the journey. Developing guidelines for how you will make decisions can keep emotions in check when financial shocks or windfalls come into play.

If you already know the basics of financial management you have a head start. If there are some topics you are not sure about, getting reliable and trusted information can help you avoid pitfalls.

Couple smiling Couple smiling

Talk about it

During this money talk, consider your combined financial knowledge and comfort level with the decisions you will need to make to achieve your desired outcome. Often, one person in the relationship feels more comfortable with the details of financial management so keep in mind the “no shame” to create a safe space to talk about money even if it is new to you or you have made some missteps in the past.

Making money moves:

  • What do you know, what do you need to know about personal finance?
  • Review your goals and think about what information you need to make progress.
  • What milestones will help you maintain motivation and overcome obstacles?

Little by little, A little becomes a lot. Tanzanian
Proverb

Women brainstorming together

Make decisions

  • Set up a Cash Calendar.
  • Create “Money Rules”:
    • Budgets — how often will you review and update?
    • Credit/Debt — how will you decide when and how to use credit and/or debt?
    • Sharing with others/Gifts - will you make loans or gifts to others? If so, how will you decide how much?