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Finding Financial"HarMoney"

Tools for your Financial Journey

Helpful resource to speed you on your journey to achieve your financial goals.

Finding financial "HarMoney"

Now that you have explored your individual beliefs about money and how your shared and different perspectives impact your current financial conversations, let’s look at the goals you have chosen to focus on and the options you have now.

Partnerships are rarely 50/50 and you can choose the best approach to balance the resources in money and effort to maximize the financial health of your relationship.

Talk about it

Review your SMART goal and keep in mind that the two of you will decide how to move forward. You may find that another priority has risen to the top or something unexpected is screaming for attention. Breathe, refocus and get grounded in the shared vision before you start the next steps.

Review the goals you discussed:

  • Review your SMART goal and the steps you plan to take, who will be responsible for the actions you agreed upon?
  • How will you manage competing priorities?

Talk about the options:

  • How do you want to manage household resources?
  • What will be the best way to manage bank and credit accounts (joint, separate, combination)?
  • What resources are available now (time, money, community)?
  • How will you share accountability? What happens when things don’t go as planned?
Couple brainstorming together

Get organized

Organize financial documents and agree on a system (monthly, by account type, electronic).

  • Gather all of the records.
  • Sort them according to the system you agreed upon.
  • Review each document to determine if action is necessary or if it is ready to be filed.