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Your Financial Journey Credit and Debt Management

Tools for your Financial Journey

Helpful resource to speed you on your journey to achieve your financial goals.

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Collage of Women

Credit and Debt

Used wisely, credit is an asset that can help you build wealth. Debt is a double-edged sword that can build or destroy your financial future. No matter where you are in your financial journey, managing your credit and debt can help you reach your next goal. As always, start where you are and decide what you want to accomplish. Connect with your Currency Crew and get ready for action.

Connect with your Currency Crew and get ready for action

Your Credit Score

What positively
affects your score?

  • On-time bill payments
  • A long and diversified credit history
  • Using less than 30% of your credit limit

What negatively
affects your score?

  • Late bill payments
  • Too many request for a new credit
  • Using more than 80% of your credit limit
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Tip 1

List all of your current debt and credit accounts if and create a debt repayment plan. Search online for tools that can help you.

Tip 2

Order all three of your credit reports and check them for accuracy.

Tip 3

Check your credit score for free at (opens new window).

Tip 4

Think about how your credit impacts your financial goals, learn more about establishing or building credit at (opens new window).