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Money AcrossGenerations

Tools for your Financial Journey

Helpful resource to speed you on your journey to achieve your financial goals.

Building for the future

Caring for each other is what we do and generational knowledge is an asset that can help build wealth for future generations. What is the financial legacy you want to create? What are the values you want to honor at this point in life?

Most often our financial behaviors are ingrained when we are young.

Think about the money habits you have and what you have noticed about the people closest to you. If there is room for improvement, have conversations about money, values, saving, spending and building wealth with your family and other loved ones. Your knowledge and experiences will benefit the next generation and give them the tools to build on what you teach them.

My mission in life is not merely to survive, but to thrive; and to do so with some passion, some compassion, some humor, and some style. Maya Angelou

Black women of different ages

“Retirement” doesn’t look the same for everyone. What will it look like for you?

  • Consider how your life would change. What adjustments will you need to make to adapt?
  • Will you want or need to continue working? Or might you need to reduce expenses?
  • Are you prepared for unexpected expenses?
  • What impact will continuing to work have on your social security or employer benefits programs?
  • Maybe you want to try something new. Is self-employment in vision for the future?
  • What will your living situation look like? What would change if you needed additional support?
* Consult with the Social Security Administration (call 1-800-772-1213 or go to to learn how much Social Security and pension income you'd get each month if you "retire early" and how much more you would receive if you hold off on retirement.
† has information about Medicare, costs and how to sign up.